Free tools
Answers before you sign up.
No email required. No paywall. Estimate scores, match credit cards, and explore vendors without an account — then take it further inside Sterling.
Score model
Paydex Estimator
Estimate your D&B Paydex score before it publishes.
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Recommender
Business Credit Card Match
Which business credit cards will likely approve you?
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Directory
Net-30 Vendor Explorer
Browse 15 Net-30 vendors that report to D&B, Experian, Equifax.
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Validator
EIN Format Validator
Check if an EIN is valid — plus what each digit means.
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These tools use the same models that power Sterling internally. Sign up to persist your profile, get personalized recommendations, and access guided setup flows.